Modifier -95: Synchronous Telemedicine Service via Real-Time Interactive Audio and Video
Quick reference
- What it signals: Append -95 to the CPT code to indicate the service was rendered synchronously via real-time interactive audio and video telecommunications — i.e., a live two-way video visit.
- Audio-video only: -95 is specifically for audio AND video visits. Audio-only synchronous services use modifier -93 instead.
- Medicare still requires it: Beginning January 1, 2025, most commercial payer and CPT guidelines no longer require -95 because new telemedicine CPT code descriptors identify the modality — but Medicare Part B still requires -95 on applicable claims.
Core Medicare/CMS rules (high yield) — 2025+
- New 2025 telemedicine CPT codes: CMS adopted new telemedicine-specific CPT codes (98000-98015 and add-on 99417) effective January 1, 2025. For Medicare synchronous audio-video E/M visits, these codes are reported with -95 and the appropriate place of service.
- Legacy E/M codes still used with -95: For Medicare, office/outpatient E/M codes (99202-99205, 99212-99215) reported via telehealth continue to require -95 for audio-video encounters.
- Place of Service (POS): CMS requires POS 02 (telehealth) for most Medicare telehealth claims, or POS 10 (telehealth provided in patient’s home) when the patient is in their home at the time of service.
- Originating site rules: For Medicare, the patient must generally be at an approved originating site, though COVID-era waivers extended flexibility; confirm current waiver status as extensions have varied year to year.
- -FQ vs -95: -FQ is used when the service was furnished using real-time audio-only communication under a Medicare telehealth waiver; -95 is for audio-video. Do not conflate the two.
Documentation checklist (what to show)
- Modality documented: The note must state that the encounter was conducted via live, two-way interactive audio and video (e.g., “Visit conducted via synchronous video telehealth platform.”).
- Patient location noted: Document where the patient was located at the time of service (home, established patient location, etc.) to support the POS code used.
- Same E/M documentation standards apply: MDM or time must be documented to the same standard as an in-person visit — telehealth does not lower the bar for E/M level selection.
- Consent: Many state laws and payer policies require documented patient consent for telehealth services, especially at the outset of a telehealth relationship.
Common codes billed with -95 (Medicare context)
- Office/Outpatient E/M: -95 on 99202, 99203, 99204, 99205 (new) or 99212, 99213, 99214, 99215 (established) for Medicare.
- New 2025 telemedicine codes (audio-video, new patient): 98000, 98001, 98002, 98003 with -95.
- New 2025 telemedicine codes (audio-video, established patient): 98004, 98005, 98006, 98007 with -95.
- Add-on code: 99417 for prolonged services 75+ minutes, reported with -95.
- Behavioral health: Many behavioral health CPT codes (90832-90838, 90847, etc.) are on the Medicare telehealth list and may be billed with -95.
- Speech therapy via telehealth: 92507 billed with -95 for synchronous SLP telehealth sessions (plus -GN for Medicare).
Payer considerations
- Medicare: Requires -95 on all synchronous audio-video telehealth claims; pair with POS 02 or POS 10 as appropriate.
- Commercial (BCBS, UHC, Cigna, Aetna): As of 2025, many commercial payers no longer require -95 because new CPT code descriptors identify the modality. Verify individual payer policy annually.
- Modifier stacking example: A Medicare established patient speech therapy telehealth visit = 92507 + -95 + -GN (SLP plan of care required for Medicare).
Quick self-check (before you append -95)
- Was the encounter conducted via live, two-way audio AND video (not audio-only)?
- Is this a Medicare claim? (Commercial payers may not require -95 as of 2025.)
- Is the CPT code on the Medicare telehealth approved code list?
- Is POS 02 or 10 selected correctly based on patient location?
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